Terms of Service

Effective Date: March 30, 2025

Welcome to My Balance! These Terms of Service ("Terms") govern your use of our application ("App"). By accessing or using the App, you agree to be bound by these Terms. If you do not agree, please do not use the App.

For information about refunds, please see our Refund Policy.

1. Use of the App

You agree to use the App only for lawful purposes and in compliance with these Terms. You are responsible for all activities that occur under your account.

2. User Accounts

To access certain features of the App, you may be required to create an account. You agree to provide accurate and complete information and to keep your account credentials secure. You are responsible for any activity that occurs under your account.

3. Payments and Billing

If you purchase any services or products through the App, you agree to pay all applicable fees and taxes. Payments are processed securely by third-party payment processors. We do not store your full payment card information. You are responsible for providing accurate billing information. For details on refunds, please refer to our Refund Policy.

4. Data and Privacy

By using the App, you agree to our Privacy Policy, which explains how we collect, use, and protect your information.

5. Third-Party Services

The App may use third-party services, such as AI models, to provide functionality. We are not responsible for the actions or policies of these third-party services. Please review their terms and policies for more information.

6. Intellectual Property

All content, features, and functionality of the App, including but not limited to text, graphics, logos, and software, are the property of My Balance or its licensors and are protected by copyright, trademark, and other intellectual property laws.

7. Limitation of Liability

To the fullest extent permitted by law, My Balance shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the App.

8. Termination

We reserve the right to suspend or terminate your access to the App at any time, without notice, for any reason, including if you violate these Terms.

9. Refund Policy

Our refund policy is outlined in detail on our Refund Policy page. Please review it to understand the circumstances under which refunds may be issued and how to request one.

10. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated "Effective Date." Your continued use of the App after changes are posted constitutes your acceptance of the updated Terms.

11. Contact Us

If you have any questions about these Terms, you can contact us: